Why do you need a lawyer for car accident claims?
There are two basic kinds of car accident claims. Whether you’re making a claim under Ontario’s no-fault insurance legislation or suing the other party for additional damages because of negligence – you need a lawyer to assist you with your case and determine the best course of action. You need a specialist in personal injury law and car accident claims.
Under Ontario’s no-fault legislation, if you’re insured, you're entitled to compensation. There are a variety of categories, ranging from Income Replacement Benefits to help with caregiving. A lawyer will get you the full amount to which you are entitled. This becomes really important if you’ve suffered catastrophic injury and need ongoing support.
If the other party in the accident was negligent, you can sue for further damages. For this, you’re again going to need a personal injury lawyer – one who is prepared to negotiate an out of court settlement or go to trial if necessary.
And remember: there are strict time requirements for launching claims and legal actions. A lawyer will make sure you meet all deadlines for car accident claims.
<iframe src='http://caraccidentclaims.ca/engage-video/8152' width='650' height='390' scrolling='no' webkitallowfullscreen mozallowfullscreen allowfullscreen></iframe>
Is a Lawyer Always
Necessary for Car Accident Claims?
Car accident claims in Ontario are covered by the province’s no-fault
insurance legislation. If there was negligence on the part of the other party
in the accident – and you think you can prove it – you can also sue for
additional damages. In both cases, you need the help of a personal injury lawyer.
Benefits Available
Under the Insurance Act
If you are applying for benefits as outlined in the province’s Insurance
Act, you may be able to get coverage under a variety of categories. There is an
Income Replacement Benefit, a Non-Earner Benefit, Caregiver, Medical and
Rehabilitation Benefits. There’s coverage for Attendant Care and other expenses
such as housekeeping, home maintenance – and even a death and funeral payments
benefit. Again, to be completely sure of which categories you can make a claim
under – and for how much – it’s to your benefit to hire a lawyer experienced in
such claims. Remember: your insurance company is required to pay your claim and
they deal with car accident claims all the time. A lawyer will level the
playing field and ensure that you meet the various filing deadlines.
Hiring a Lawyer
A lawyer can also advise you if you have a further case against the
other party under tort law. Find a lawyer who will take a contingency fee from
the proceeds of an eventual settlement. There should be no need for you to pay
any upfront costs or expenses throughout the claims process .